Banking guide

Child and teen account access

Youth banking should use supervised access rather than sharing an adult password. Controls help parents review activity and limit risk.

Parent controls

Parents or guardians can set purchase limits, merchant restrictions and notification preferences.

Scheduled transfers can support recurring allowances while preserving visibility into spending.

Children should learn not to share passwords, codes or card details with friends, sellers or social media contacts.

When a minor reaches the applicable age, account ownership or access may need to be updated.

This article is general information and does not replace account disclosures, loan agreements or personalized advice from a financial institution.